Credit cards offer deferred payment up to 100 days
Several months ago Banca Intesa Beograd added the option of interest-free deferred payment from 70 to 100 days when buying in the supermarkets Maxi, Pekabeta and C market to its Visa and MasterCard credit cards. Because of that, Maestro cards of Banca Intesa shall keep the option of deferred payment up to 90 days in the Maxi supermarkets only during July. From August 1st this function shall be cancelled for the Maestro card, as it is a debit card which does not understand the credit function. Numerous users of this privilege should submit their request now in July in order to be issued credit cards, which in future will enable them the deferred payment which is so much asked for, along with other credit cards facilities.
The main features of Visa and MasterCard cards of Banca Intesa Beograd are the high credit limit, the flexibility in payment, as well as a very quick and simple issuing procedure. They enable their users four various payment models, depending on the type of goods and services:
- Revolving loan – payment in installments which is a universal consumer and cash loan for the purchase and withdrawal of money in the country and abroad. Instead of the previous 10%, now only 5% of the obligations from the previous month has to be settled per month, while an interest of 2,00% monthly on dinar, i.e. 1,25% monthly on FX funds shall be calculated on the remaining debt.
- Interest-free payment in several equal monthly installments in points of sale all over the country with which Banca Intesa Beograd has an agreed business cooperation. The installments shall be paid on dates defined in advance and the number of installments shall be defined by the merchant in agreement with the client.
- Interest-free deferred payment from 70 to 100 days in the supermarkets Maxi, Pekabeta and C market.
- Interest-free deferred payment up to 40 days, depending on the payment date, on other points of sale that accept these cards.
The credit cards of Banca Intesa Beograd enable their users to pay for goods and services and withdraw cash in the country and abroad; they reduce risks that appear with the usage of cash such as loss or theft and offer a credit limit amounting up to five monthly salaries depending on the creditworthiness of the user.
With the Visa i MasterCard credit cards of Banca Intesa Beograd, each beneficiary shall get the Europ Assistance health insurance card as a present. This card enables you to get the visa in a simpler way because it is accepted by the embassies as a health insurance proof and it also offers additional safety during a trip providing the user with a health insurance with assistance during his/her stay abroad.
Anyone may become a beneficiary of the Banca Intesa Beograd credit cards, irrespective of the fact whether he/she is a client of the Bank or not. The procedure is simple and quick and neither deposits nor guarantors are required. The beneficiary only needs to have regular monthly incomes, to visit any of the 160 branches of Banca Intesa all over Serbia, to bring his/her identity card and fill in the application form to be issued the credit card. Within 24 hours he/she will be informed if the card was approved to him/her or not.