Refinancing loan

Refinancing and additional cash

With a refinancing loan, you can get additional cash.


Calculate the installment for your desired loan amount, on the calculator below.



Combine all installments into one

Refinance your obligations on payment accounts, credit cards and loans with a favorable interest rate and a longer repayment term.

Who can take a loan?

A refinancing loan is available to clients with permanent and fixed-term employees.
If you are employed for an indefinite period, receive or will transfer earnings to a payment account at Banca Intesa, you can realize the loan on more favorable terms.

Who can take a loan?

Visit us at the Banca Intesa branch, where we will prepare an offer for a refinancing loan according to your needs and plans, where you can also submit a request.

Note

Refinance your credit obligations with another bank quickly and easily - without going to the bank where you have credit obligations. The instruction of the National Bank of Serbia allows you to simply change your bank and to refinance all your credit obligations with a loan from the bank whose terms suit you best, whereby we take over the communication with the bank whose loan you want to refinance until the closing of the loan.

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Interest rate
Salary transfer
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Salary transfer

* The minimum monthly salary of the borrower or guarantor must be 150 EUR and more, in dinars at the middle exchange rate of the NBS on the day of submitting the request.
If your monthly salary is higher than 1,499 EUR, please check offer for you HERE.
Calculation results are only informational. Total amount to be paid includes processing fee. Detailed information about this loan you can find in documents in bottom of this page.
 

  • Monthly installment
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    • Loan amount - EUR
    • Monthly installment Fixed IR monthly annuity - EUR
    • Variable IR monthly annuity - EUR
    • Loan processing fee - EUR
    • Tenor - -
    • Total amount to repay - EUR
    • Interest rate Fixed interest rate - %
    • Variable interest rate - %
    • APRC - %
    • APRC - %
  • Monthly installment
    EUR
    • Loan amount - HRK
    • Monthly installment Fixed IR monthly annuity - HRK
    • Variable IR monthly annuity - HRK
    • Loan processing fee - EUR
    • Tenor - -
    • Total amount to repay - HRK
    • Interest rate Fixed interest rate - %
    • Variable interest rate - %
    • APRC - %
    • APRC - %

No unnecessary printing of paper

A completely new experience awaits you in our branches - a combination of digital efficiency and personal support. You can get a cash loan in our branches without unnecessary printing of paper. You can view the documentation on your tablet, at your banker and sign it with an electronic qualified signature through the ConsentID application.

That's why we're here for you - digitally when it suits you, in person when it matters to you.

You are interested in Refinancing loan?

Fill in your information and we will contact you as soon as possible.

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    Caution! Borrowing money costs money.

    Special offer for clients with income up to RSD 100,000 - Refinance existing obligations and provide additional cash

    For employed clients with incomes up to RSD 100,000, we have prepared a special offer for a refinancing loan with the possibility of obtaining additional funds. The offer is intended for clients who receive earnings or will transfer the same to a payment account at Banca Intesa.

    Interest rate: 7.95% and EKS: 8.37% Consolidate your obligations and obtain additional financial support for the plans that are important to you.

    The special offer is valid until 30.10.2026.

    For more information, call your banker or visit the nearest Banca Intes branch.

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