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Refinancing loan

Fixed or lower installment?

Now you don't have to choose because, in addition to the fixed rate, you can expect a lower interest rate on the refinancing loan, as well as the Intermezzo cash loan.

Refinancing and additional cash

With a refinancing loan, you can get additional cash.

Calculate the installment for your desired loan amount, on the calculator below.

Combine all installments into one

Refinance your obligations on payment accounts, credit cards and loans with a favorable interest rate and a longer repayment term.

Who can take a loan?

A refinancing loan is available to clients with permanent and fixed-term employees.
If you are employed for an indefinite period, receive or will transfer earnings to a payment account at Banca Intesa, you can realize the loan on more favorable terms.

Who can take a loan?

Visit us at the Banca Intesa branch, where we will prepare an offer for a refinancing loan according to your needs and plans, where you can also submit a request.


Refinance your credit obligations with another bank quickly and easily - without going to the bank where you have credit obligations. The instruction of the National Bank of Serbia allows you to simply change your bank and to refinance all your credit obligations with a loan from the bank whose terms suit you best, whereby we take over the communication with the bank whose loan you want to refinance until the closing of the loan.

Loan calculator for refinancing loan

Calculate the installment for your desired loan amount, using the calculator below.

Loan amount



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Interest rate

Salary transfer


* The minimum monthly salary of the borrower or guarantor must be 150 EUR and more, in dinars at the middle exchange rate of the NBS on the day of submitting the request.
If your monthly salary is higher than 1,499 EUR, please check offer for you HERE.
Calculation results are only informational. Total amount to be paid includes processing fee. Detailed information about this loan you can find in documents in bottom of this page.

  • Monthly installment
    • Loan amount - EUR
    • Variable IR monthly annuity - EUR
    • Loan processing fee - EUR
    • Tenor - -
    • Total amount to repay - EUR
  • Monthly installment
    • Loan amount - HRK
    • Variable IR monthly annuity - HRK
    • Loan processing fee - EUR
    • Tenor - -
    • Total amount to repay - HRK