A new loan model, adapted to your needs
FOR BUYING FURNITURE, APPLIANCES...
Loan for the purchase of goods and services intended for the personal use of natural persons (computers and computer equipment, mobile phones, appliances, furniture, fitness equipment, medical and educational services …).
YOU CHOOSE WHAT AND WHERE YOU WANT TO BUY
It is enough to attach the pro-forma invoice or the invoice for what you want to buy when submitting the request.
Through one consumer loan, you can buy goods and services at several different points of sale at the same time, you only need to submit all invoices at the same time.
LONGER LOAN REPAYMENT TERM
You can opt for a loan with a fixed or variable interest rate, with a repayment term of up to 71 months.
The loan is without deposit and down-payment.
Buy through consumer loans
- Choose the product or service you want to buy through a consumer loan.
- Get the pro-forma invoice at the point of sale.
- Make an appointment with an advisor at Banca Intesa or visit us at the nearest branch and apply for a consumer loan.
- After the standard credit check, we will inform you about the status of your request and if the loan is approved, we will pay the money to the merchant's account - the issuer of the pro-forma invoice or invoice.
- All you have to do is enjoy the new product or service.
Who is eligible for a consumer loan?
If you are employed for an indefinite period of time, it is not necessary to be a client of the bank in order to apply for a consumer loan, but if you are our client, you can realize it on more favourable terms.
Also, our consumer loan is available to clients who are employed for a definite period of time.