Magnifica payment (current) account
Magnifica payment (current) account
An entire world of premium services and products which we created for you with special attention will be at your disposal within the improved Intesa Magnifica payment (current) account.
If you are interested to find out advantages of Magnifica Premium banking, learn more on link about Magnifica privileges.
- Buy in installments with debit cards
- No membership for the Mastercard Gold credit card
- No membership for American Express Blue
- 50% off for membership for American Express Gold
- 30% off for membership for the Visa Platinum card
- 30% lower membership fee for Mastercard Platinum
- Free Visa Classic debit card
Buy in installments with debit cards
- With your debit payment card, you can make purchases in installments.
- Whenever you want, at over 9,000 points of sale, you can divide your purchase into up to 12 monthly installments.
- You have a limit in the amount of one monthly regular salary / pension.
- In the case of approval of the service, as well as the amount of approved funds available for purchase in installments, the Bank will inform you in accordance with the agreed communication channel.
No membership for the Mastercard Gold credit card
With the Mastercard Gold credit card, you can make purchases in up to 24 installments without fees and without interest at more than 9,000 points of sale in the country, get discounts at numerous points of sale of our partners, use the Mastercard premium benefits program, as well as a travel insurance gift card for the European area. ..
No membership for American Express Blue
The possibility of using credit card American Express Blue credit card within the payment account package without paying membership, and with which you can achieve discounts at many of our partners' points of sale, make purchases in up to 24 instalments without interest at more than 9,000 points of sale in the country...
50% off for membership for American Express Gold
In addition to the standard benefits, the American Express gold credit card also enables you to use the special benefits program and discounts reserved only for users of American Express credit cards, as well as using travel health insurance worldwide.
30% off for membership for the Visa Platinum card
With the Banca Intesa Visa Platinum debit card, you get special treatment. It opens the door to more than 1,000 VIP salons at airports all around the world, provides you with international medical and travel insurance valid worldwide, 24h road and home assistance...
30% lower membership fee for Mastercard Platinum
You try to take one step further, to always find better? With a Banca Intesa Mastercard Platinum credit card, you can enjoy in your success even more, with a 30% lower membership fee with a Magnifica payment (current) account. With this card you have support that follows your lifestyle wherever you are: availabilty of Mastercard concierge, unlimited internet access to more than 1.000.000 hot spots around the world as well as comfort in more than 1.100 airport VIP lounges.
You also have a choice of one of the following benefits in the country: access to a large number of sports facilities with FitPass membership fee, Skipass for the weekend during the ski season on Kopaonik mountain and availability to more than 250 channels on Arena Cloud application, sport events, movies and video series club.
Find more HERE.
Free Visa Classic debit card
Visa Classic Debit card for a foreign currency account free of charge.
Mobile application – innovative functionalities
A modern, advanced and secure mobile application, with the help of which you can quickly and practically perform banking services via mobile phone, while also having the opportunity to enjoy numerous benefits:
- take out a cash loan using your mobile phone and the money can be in your account within 15 minutes,
- get a notification upon completed credit card payment,
- perform overseas payments,
- create a permanent account for providers of certain services, such as mobile carriers, etc.
- create a payment order with future payment when it suits you,
- collect money at ATMs without a card, with the #withCASH function,
- transfer money to your contacts quickly and simply, based only on the phone number, with the #withPAY option
- turn on the Fast balance overview and check the current balance of your selected account without logging in...
No electronic banking payment fee
All payments in dinars via electronic banking without a fee.
Lower interest rate for permitted overdraft
You have the option to submit a request for permitted overdraft in the amount of up to two salaries, which is an excellent solution in case you need additional money quickly, in order to achieve your plans.
Additional health insurance
With the Magnifica payment (current) account, you also receive additional health insurance and accident insurance with more insured amounts and the level of coverage, for you and your immediate family members.
The insurance provides financial compensation in the event of a serious illness, surgical intervention, death or disability resulting from an accident.
Depending on the date of occurrence of the insured event, see the applicable insurance conditions and how to report the damage:
- For insured cases incurred as of 31.01.2020. see the current Terms and Conditions for reporting the occurrence of an insured event HERE
- For insured cases incurred in the period from 01.02.2020. to 30.05.2021. see the current Terms and Conditions for reporting the occurrence of an insured event HERE.
- For insured cases arising from 31.05.2021. to 30.9.2024. see the Terms and Pre-Notice here. Finnd out how to report the occurence of an insured event HERE.
- For insured cases occurring starting from October 1, 2024. see the valid Insurance Conditions HERE. For details on how to report the occurrence of an insured event, see HERE.
No fee for maintenance of an EUR foreign currency
The possibility of selecting a single EUR foreign currency account for which you will not pay a maintenance fee.
No fee for issuing cheques
Cheques can be received by all natural persons, owners of Magnifica payment account, who have regular income and who regularly meet their obligations towards the Bank, with a lower issuance fee.
Lower tariff for overseas payments
50% lower tariff for overseas payments, as well as for cash inflow from overseas.
Account maintenance costs
Costs of monthly maintenance of the Magnifica payment (current) account will amount to RSD 799.
You can view the complete fee tariff on the LINK.
Compare the account packages
Magnifica and Intesa Hit Plus account
COMPAREHow to get an account package?
Through the My Catalogue option in the digital banking app, select the desired account package and schedule a call.
Magnifica premium banking
Enter the world of premium services and products which we created for you with special attention and become a user of the Magnifica payment account.
LEARN MORE