COMBI savings

A unique combination of term savings and investments in investment funds in one product

Saving is a secure future

Our best conditions for savings

in EUR and RSD for 12 months

You choose where you invest

into savings, and which into an investment fund

Possibility of investment diversificatio

with special conditions until December 31, 2025.

New and Unique

With a combination of investments tailored to your needs, term funds in the number 1 bank in terms of deposit amount and step into the world of investing.

Features of COMBI savings:

  • Minimum amount: 100 EUR / 10,000 RSD
  • Maturity: 12, 24 or 36 months
  • Valuta: EUR ili RSD
  • Investment combinations (term savings / investment fund): 30%-70%, 50%-50%, 70%-30%

We advise you to consider all the investment objectives, risks, fees and expenses of the investment fund before deciding to invest.

Special offer

Opt for COMBI savings with the option of investing part of the funds in one of the non-monetary investment funds of Intesa Invest* and you can expect a special interest rate on savings in EUR (up to 3.20%, EIR 2.72%) and RSD (up to 4.30%, EIR 4.30%) for 12 months.

COMBI in EUR for 12 months (Non-cash funds)

COMBI in EUR for 12 months (Money funds)

COMBI in RSD for 12 months (Non-cash funds)

COMBI in RSD for 12 months (Money funds)

The investment funds are managed by the Company for the management of open investment funds with public offering and alternative investment funds Intesa Invest a.d. Belgrade, whose Banca Intesa a.d. Belgrade founder and distributor. Investment funds are not a banking product and do not bring a guaranteed return, and investments are not included in the system of guaranteed deposits, which refers to deposits in the Republic of Serbia. Before you decide to invest, we advise you to consider all the investment objectives, risks, fees and costs of the investment fund.

Are you interested in COMBI savings?

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    Cancellation of COMBI savings

    At any time, it is possible to partially or completely terminate the COMBI savings before the end of the agreed term, without crediting the agreed interest rate.

    Purchase of assets from the investment fund

    In case of purchase of investment units linked to COMBI savings, the interest rate on term savings will be reduced by 0.20% compared to the interest rates for COMBI savings defined in the General Terms and Conditions of Business. Any re-investment in investment units of investment funds will not have an impact on the change of the interest rate on the specific batch of COMBI savings.

    Rescheduling your savings deposit

    Automatic extension of term savings is carried out according to standard conditions. If you want to make a term deposit according to the terms of the special offer, it is necessary to visit a Banca Intesa branch, cancel the existing account and make a term deposit again.

    Classic fixed-term savings

    Also, at your disposal is a special offer for classic fixed-term savings, learn more HERE.

    Foreign currency savings deposit insurance

    Deposit insurance

    The Bank participates in the system of mandatory deposit insurance established in the Republic of Serbia.
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