Overdraft for a 12-months period

According to the Decision of the Executive Board, Banca Intesa Beograd shall approve overdrafts at the current account for a period of 12 months from February 12th 2007.

Citizens having their current account opened in Banca Intesa and an approved overdraft, and would like to use this service also in the future, shall be obliged to have a positive balance on the current account (to be in plus) at least one day within the following three months and to come to the Bank on the same day and sign the Annex to the agreement on retail current accounts.
 
The Bank shall inform all clients in writing when their current allowed overdraft expires and depending on that, up to what period of time they may settle their obligations on that basis and sign the annex to the agreement.

Within 24 hours and with the report of the Credit Bureau, they shall be approved a new overdraft for the period of 12 months. The amount of the allowed overdraft shall also in future be reconciled every three months with the average amount of monthly inflows on the current account.

Citizens that open a current account in Banca Intesa for the first time, shall have the opportunity to use allowed overdraft immediately after the payment of the first salary or pension, for a period of 12 months.  

Clients may obtain all additional information referring to allowed overdrafts in any of 160 branches of Banca Intesa or by calling the Call Centre on  011 310 88 88.

Banca Intesa has 650.000 current accounts, out of which one third is with overdraft. Within the Intesa Hit current account, clients may use many advantages without additional costs:

•  A Euro more – exchange of dinars into euro at the most favourable rate
• the MasterCard credit card
• SMS Information about each payment incoming on your current account 
• On-line Plus service – electronic banking (dinar and FX payments, overview of balances and turnovers per accounts,...)
• Standing order –we shall pay your monthly bills instead of you from your current account, without commission
• Additional health insurance
• Maestro debit card 

Banca Intesa would like to use this opportunity to express its gratitude to its clients for their confidence and understanding.