30.03.2010
All individuals being citizens of the Republic of Serbia and with regular monthly salaries less than RSD 80.000 can apply for this type of loan, provided that the total income within a household does not exceed RSD 1600.000. The loan size varies depending on the applicant’s creditworthiness, and the maximum loan amount reaches RSD 300.000, with 36-month repayment and 12-month grace period.
Interest rate is tied to the level of income and stands at 7.5% p.a. for beneficiaries earning not more than RSD 30.000 per month, while for those with salaries ranging between RSD 30.000 and 80.000, interest rate is 8.95 % p.a.