With the installment purchase service with Banca Intesa debit cards, the service of issuing checks is not available. If you use checks or have used them in the past, you need to return them to the nearest branch and have the check issuing service deactivated.

It is approved automatically by the Bank, without submitting a request, if you have:

• Dinar payment (current) account with regular income in the Bank and a debit payment card issued for that account (DinaCard debit, Visa Inspire, Visa Platinum, Visa Infinite);
• Resident status and at least 20 years old at the time of service approval;
• A minimum of 1 year of total work experience and a minimum of 3 months of work experience with the last employer, and in the case of self-employment, a minimum of the last 12 months;
• In the period of the last 7 months, a minimum of 5 months with salary / pension payments to the payment account in Banca Intesa, of which a minimum of 2 salary / pension payments in the last 3 months;
• Monthly income through a salary account at Banca Intesa in the minimum amount of EUR 150 for employees or EUR 100 for pensioners (in dinar equivalent at the middle rate of the NBS);
• Fulfilled conditions related to creditworthiness, conditions defined by the Bank's credit policy, as well as an orderly status in settling their credit obligations.

The installment purchase service with debit cards is approved for a period of one year, after which it is automatically renewed, with the same conditions checked as for the initial approval. In case of non-fulfillment of the conditions, the installment purchase option is cancelled, and you continue to pay off the found unpaid installments according to the determined maturity dynamics.

• During the use of the service, the Bank also conducts periodic audits in order to check the orderliness in the settlement of obligations to the Bank.
• The bank will inform you about the approval, renewal or termination of this service, i.e. the change in the amount of the maximum available funds, in accordance with the agreed communication channel.
• At any moment, you can request the cancellation of the installment purchase option with debit cards, as well as the early maturity of the installment.
• The limit amount for purchases in installments is approved per dinar payment account and is used for all debit cards linked to that payment account.
• Debit card installments will be due monthly on the day the purchase is made. If you wish, you can change the due date of the installment in any branch, provided that the new due date must precede the one you are changing.

At any moment, you can check the amount of funds available for installment purchases through the Intesa Mobi application, in the account details, where the limit, remaining amount and completed transactions are visible.

Log in to the mobile app, click on your payment account, then select Payment in installments with debit cards and check the maximum amount available for payment in installments (see video below).

• By sending a SMS message - send an SMS containing DR to the number 1500. The price of the message is RSD 6 + VAT and that amount is increased by the price of a standard SMS charged by the mobile operator, in accordance with its pricing policy;
• By calling the Contact Center at 011/310 88 88;
• In the branch of the Bank.