The calculator is of an informative nature and is a guide for roughly calculating the effects of changes in exchange rates and / or the value of the variable part of the interest rate according to the proportional calculation method, in accordance with item 12b. Decisions on the conditions and manner of calculating the effective interest rate and the appearance and content of the forms delivered to the user. Minor deviations due to rounding are possible. For an official offer from Banca Intesa, contact an advisor at the nearest branch.