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Wiener Städtische insurance

Wiener Städtische insurance

Loan default insurance can be arranged with new and existing cash and refinancing loans. In the event of the occurrence of the following insured risks, the insurance company will settle the loan obligations according to the specified model:

  • Involuntary loss of employment – ​​the insurance covers up to four monthly loan installments per insured event, that is, a total of up to 12 monthly installments for the duration of the contract;
  • Temporary incapacity for work (sickness) – the insurance covers up to four monthly loan installments per insured case, i.e. a total of up to 12 monthly installments for the duration of the contract;
  • Permanent disability of the insured that is greater than 50% as a result of an accident - the insurance covers the rest of the loan debt;
  • Death as a result of an accident - the insurance covers the rest of the loan debt.

If the insured event occurs, the insurance compensation is paid to the current account of the user, who can use the funds to settle the loan obligations. Insurance can be contracted by persons from 18 to 63 years of age.

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