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More favourable mortgage loan

As of today, Banca Intesa is offering lower interest rates for mortgage loans insured at the National Mortgage Insurance Corporation (NMIC). The bank is approving the loan in question with interest rate of 3.23% plus a six-month Euribor per annum and without the loan processing fee, while these favourable terms will be valid by the end of the year.

“In order to help citizens in solving one of the most important life issues, and at the same time to help the real estate market boost, Banca Intesa offered more attractive mortgage loan terms in H1 already which, owing to the committed work on providing even more favourable terms, the bank additionally improved with this campaign. I believe that that latest reduction of interest rates will justify the expectations of our clients who already in the first seven months of 2015 showed huge interest in mortgages, thus confirming the growth of total amount of loans of almost 40% compared to the same period last year,“ stated Darko Popović, a member of the Executive Board and Head of Retail Division at Banca Intesa.

Banca Intesa’s mortgage loan for the purchase of real estate is insured at NKOSK and available in the amount starting from 10,000 EUR up to 80% of the purchase value of the real estate provided from the loan or the estimated value of the real estate, i.e. estimated value of the real estate if the mortgage is pledged on some other real estate, with maximum repayment period of up to 30 years and minimum down payment of 20% of the purchase value of the real estate. Apart from this, Banca Intesa approves the loan in question even without the obligation of signing a life insurance agreement, while another credit worthy person can be included in the loan in the capacity of a solidary debtor.