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More branches of Banca Intesa Beograd granting loans based on restricted foreign currency public saving bonds lodged as collateral

SHORT-TERM LOANS FOR ENTERPRENEURS AND SMEs IN FORM OF OVERDRAFTS ON CURRENT ACCOUNTS IN ORDER TO OVERCOME DAILY ILLIQUIDITY

More than 3 months ago, Banca Intesa Beograd offered the owners of restricted foreign currency public saving bonds (there are 1.700.000 of them with higher amounts) cash loans in the amount up to 100.000,00 EUR, which may also be used to solve housing problems. There is an increasing interest for this loan in Banca Intesa Beograd, and app. 100 million dinars of granted loans of this kind are a good proof, in spite of the fact that until now they were granted only in 4 business units, i.e. towns in Serbia (Beograd, Novi Sad, Požarevac and Leskovac). Exactly because of this great interest, Banca Intesa Beograd expanded the number of business units to 37 units in all larger towns in Serbia, where it may grant loans based on restricted foreign currency public saving bonds lodged as a collateral.  
 
These loans are granted to physical persons, owners of restricted foreign currency public saving bonds, on very favourable conditions and without endorsers:
• Loan amount 1.000 – 100.000 €; 80% of the market value of the restricted foreign currency public saving bonds lodged as collateral as of the date of submitting the loan application
• Payment terms up to 12, 36 and 60 months
• Interest rate:
 8% p.a. - 12 months
 9% p.a. - 36 months
 11% p.a. - 60 months
• Fees:
 1% for the loan application processing
 expenses of the Central Securities Depository and Clearing House per  series of bonds
• Collateral: bonds lodged as collateral, promissory note
• Way of using:  payment on the current account of the loan beneficiary

Banca Intesa Beograd has been purchasing restricted foreign currency public saving bonds from citizens for a longer period of time and thanks to the favourable conditions, there is a great interest for this, too. 

 

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