Buy your car in an easy way - with loans of Banca Intesa Beograd
Banca Intesa Beograd expanded the number of car sellers and their authorized distributors whose clients are being credited. In that way citizens may through very favorable loans of Banca Intesa Beograd buy besides the cars Hyundai, Fiat, Alfa Romeo, Lancia also the cars: Dacia, Škoda, Seat, Zastava and Lada ,i..e. besides the cars of the company DELTA AUTA also the cars of the following sellers: ZASTAVA PROMET, MANIK, INTEGRA MOTORS, AUTO ČAČAK and AUTO ČAČAK KOMERC may be purchased.
Any physical entity may apply for this loan , no matter if is the client of Banca Intesa Beograd or not, while the total car insurance is not the condition for the loan approval.
Loans for the purchase of new cars on the base of down payment and according the Contract on business cooperation are granted in the amount from 3.000 – 12.000 EUR, with the down payment of 20% on 72 months and with an interest rate of 11% annually , i. e. effective interest rate amounts to 12,14% , for the clients of the Bank and 12,58% for the other citizens.
|The loan contains the invoice cost of the car (base price+customs+VAT)|
|Lada 110||Dacia Logan|
|Invoice cost of the car||3.610 €||6.960 €||7.200 €|
|Down payment||722 €||1.392 €||1.440 €|
|Loan amount||2.888 €||5.568 €||5.760 €|
|Payment terms||72 months||72 months||72 months|
|Monthly installment||54,21 €||104,52 €||108.12 €|
|Example||Škoda Fabia||Seat Ibiza|
|Invoice cost of the car||9.900 €||11.080 €|
|Down payment||1.980 €||2.216 €|
|Loan amount||7.920 €||8.864 €|
|Payment terms||72 months||72 months|
|Monthly installment||148,67 €||166,39 €|
Loans based on the arrangement with Delta M - Delta auto
The client may be granted a loan of Banca Intesa Beograd for the purchase of new cars of Delta M – Delta auto, up to the amount of proforma invoice , with the possibility to effect a down payment , on 72 months with the interest rate of 7,9% annually, i.e. the effective interest rate of 9.12%.
|The loan amount contains the invoiced cost of the car (base price+customs+VAT)|
|Invoiced cost of the car||10.600 €|
|Down payment||2.120 €|
|Loan amount||8.480 €|
|Payment terms||72 months|
|Monthly installment||147,16 €|