• No Suggestion

Loans for the improvement of energy efficiency

Invest in energy-saving technologies and achieve significant financial savings in your home.

Characteristics of the loan

To improve energy efficiency

Loan for investment in green technologies for households

Financial incentive

Up to 20% return on investment

Green financing

Credit line of the European Bank for Reconstruction and Development

Loan amount


0 - 0 -

Interest rate

Salary transfer


* The minimum monthly salary of the borrower or guarantor must be 150 EUR and more, in dinars at the middle exchange rate of the NBS on the day of submitting the request.

If your monthly salary is higher than 1.499 EUR, please check offer for you HERE.

Calculation results are only informational. Total amount to be paid includes processing fee. Detailed information about this loan you can find in documents in bottom of this page.

  • Monthly installment
    • Loan amount - EUR
    • Variable IR monthly annuity - EUR
    • Loan processing fee - EUR
    • Tenor - -
    • Total amount to repay - EUR
  • Monthly installment
    • Loan amount - HRK
    • Variable IR monthly annuity - HRK
    • Loan processing fee - EUR
    • Tenor - -
    • Total amount to repay - HRK

Important facts

Purpose of the loan

The loan is intended for investments in the installation of insulation, installation of new windows, doors, heat pumps, solar panels, replacement of lighting and numerous other energy-efficient solutions for your home.

Return amount

If you finance the installation of only one technology with a loan, you can get up to 15% return, while for investing in two or more technologies, the return amount is up to 20% of the total investment. All technologies must contribute significantly to the total savings realized by the realization of the project.

Repayment period

You can repay the loan for up to 72 months at a fixed rate or up to 95 months at a variable interest rate.

Application process

  1.  Check the complete list of acceptable technologies on the GEFF Serbia website in the TECHNOLOGY SELECTOR section.
  2.  Choose the energy-efficient solution you want to install in your home and download the Certificate of Acceptance from the Technology Selector
  3.  Choose and contact the supplier from whom you will buy the technology and get the pro-forma invoice.
  4.  Schedule a call, arrange a meeting with a Bank advisor and submit a loan application
  5.  After checking the fulfilment of all conditions, the Bank pays the funds to the supplier's account.
  6.  Install technology and collect invoices from suppliers
  7.  When you have completed the works and collected the invoices, submit an application for financial incentives on the GEFF Serbia website.
  8.  After the GEFF team checks the completeness and correctness of the application, a return will be paid to your bank account.

How to choose technology and apply for financial incentive

See the INSTRUCTIONS on how to choose the appropriate product, as well as how to apply for up to 20% investment return through the Verification System on the GEFF Serbia website.

Special offer in cooperation with the company Energy net

Take advantage of the special offer until 31/12/2024 and with the realization of the loan for energy efficiency, achieve significant financial savings in your home.

  • 5% discount on energy-efficient air conditioners, heat pumps and boilers, which we provided in cooperation with the company Energy net. For list of sales points and more information, visit www.zelenipopust.rs.
  • NO FEE for credit application processing
  • up to 20% return on investment

Seller will issue you a pro-invoice with the amount to be paid, after which you need to take it to the adviser at the Bank, in order to submit a loan application.

Pogledajte i video vodič

Calculate savings for investments in green technologies...

Visit the GEFF Serbia website, mark the key features of your home and calculate the savings you can achieve by investing in energy-efficient technologies.

EE credits

Schedule a call

Fill out the contact form and we will contact you as soon as possible.