New app, new experience
How to switch to the new digital banking app?
NEW - Loan repayment insurance
By contracting a loan repayment insurance policy, you protect your and your loved ones' financial stability. You can now secure your loan even faster and easier through the process of applying for a loan online through your mobile and electronic banking applications. Find out more about our loan repayment insurance offers HERE.
Daily banking
- Loan and savings overview
- Domestic and foreign payments
- Setting a future payment date in the payment order
- Creating and cancelling standing orders
- Managing the card spending limit
- Buying and selling foreign currency
Cash withdrawal without a card
#withCASH
This function enables you to withdraw cash from an ATM with a generated code, without using the payment card.
- Withdraw cash without a card
Select the card if you wish to generate the cash withdrawal code. Cards that you can use for the #withCASH function are Visa inspire, Dina debit, Visa infinite, Visa platinum. Afterwards, select an amount you wish to withdraw using this function. Amounts that are in circulation are RSD 1,000, RSD 2,000, RSD 3,000, RSD 5,000 and RSD 10,000.
- Code duration is limited
You can select a time frame in which your code will be valid. Time intervals are predefined at: 10 min, 20 min, 30 min, 40 min, 50 min, 60 min.
If you wish, you have the option to split a code which another person must use within the set time interval.
Create your virtual payment card
This option gives you the ability to create a virtual copy of your debit card and thus make online purchases in a safe and secure way.
You can set to use the virtual card only once or more during a time period that you specify. You also define the amount for consumption in accordance with your needs. After selecting the amount and period of use, you can confirm the use of the created virtual card simply by entering a PIN. After PIN authorization, your virtual card is ready to use.
Scan your bill and pay
Pick and Pay
The Pick and Pay function enables you to pay your bills more quickly by scanning bill data using OCR (Optical Character Recognition) technology on the mobile (iOS and Android) device camera.
From the payment screen, you can access the Pick & Pay option which enables scanning individual fields from the payment order:
- Account number
- Amount
- Model and reference number
Scan the IPS QR code
You can pay your bills by scanning the QR code located on the payment order.
The steps are quite simple and they include:
- Selecting the IPS Scan option on the app home screen,
- Scanning the QR code on the bill you wish to pay, using your phone camera,
- Entering your PIN code,
- Checking data entered automatically and resuming with the order payment with the usual steps for payment.
Apply for credit products
Through a few simple steps, without going to the bank, you can apply for an Online cash loan and allowed overdraft through Banka Intesa mobile and electronic banking.
Apply and realize an Online Cash Loan within 15 minutes.
Pay in foreign currency
Through the submenu Foreign currency payment you have the opportunity to make foreign currency payments within the country and abroad. From the drop-down menu, select the basis on which you want to make the payment, then select the account from which you make the payment. The currency is automatically entered according to the currency of the account from which you make the payment.
Fill in the required fields marked with an asterisk and attach documentation in accordance with the chosen payment basis. Check once again if all payment details are entered correctly, then enter the PIN and make a payment.
My shopping window
Within the submenu you have an insight into the current offer of various products and services of the Bank. According to your needs, you can apply for:
- Online cash loan
- Overdraft
If you wish, through this option you can also get acquainted with the conditions of other products and services of the Bank:
- Cards
- Savings
- Accounts
The course of Loan product disbursment is consisted of several simple steps:
- By clicking on the SUBMIT REQUEST button, you will be shown credit products for which you have the option to apply.
- By selecting the product that suits your needs and clicking the SEE DETAILS button, its basic characteristics are shown to you: the amount, the repayment period and the interest rate.
- If you are offered an answer by clicking on SUBMIT A REQUEST NOW, you will start the process of realizing a cash loan.
You can watch the whole process of submitting a cash loan HERE.
User guide
If you need, you can find complete user guide HERE.