Frequently asked questions
You can open an Intesa Magnifica payment account with an ID card by coming to the nearest Banca Intesa branch. Using this payment account provides you with a number of benefits such as advice on tax regulations that you may encounter when using the services of the bank, American Express Gold credit card with 50% discount on annual membership fees, additional health insurance for you and close family members. and insurance in case of loss or theft of keys, documents and valuables, allowed overdraft, electronic and mobile banking, SMS notifications, checks. If you wish, you can open a standing account, by which the Bank transfers funds directly from your payment account every month and pays your monthly bills for electricity, telephone, utilities without commission. You can read more about all the benefits in the section Magnifica / Payment account.
I am abroad. How can I deposit money into a foreign currency account in your bank?
Non-cash transfer of money from abroad to an account in our bank can be done by receiving funds from abroad. The instructions for the transfer of money from abroad must state: name and surname of the remittance user, address of the remittance user and account number in IBAN format. The remittance user should contact the bank and receive instructions sent to the ordering party.
Non-cash transfer of money abroad can be done through non-cash transfer of funds. You fill in the order at the branch office on the basis of payment instructions, ie invoices, if you pay for some goods or services abroad. The commission for payment for non-cash transfer of funds abroad is charged in accordance with the valid tariff of the bank. When making any type of payment based on the invoice, you bear the cost of the foreign bank, while when paying a natural person on other grounds defined in accordance with the law, you choose whether you bear the cost of the foreign bank (through which the transaction is performed). valid tariff of the Bank. You need to have an open foreign currency account to which you would pay the money you send in case of a transfer. You can open a foreign currency account at the nearest branch of the Bank.
Although you do not receive earnings through a payment account in our bank, you can apply for cash and car loans in our bank.
In the offer of loans in our bank, there are models of loans for the purchase of new and used cars.
You can see all the elements of these loan models and other loans from our offer HERE.
Intesa Online application has the following functionalities:
- Submission of applications for cash loans, credit cards and allowed overdrafts, as well as the realization of cash loans and overdrafts up to 600,000 RSD without going to the branch;
- Blocking / unblocking / reissuing cards and managing consumption limits per each card, per consumption channel - POS, ATM or Internet;
- Activation / deactivation of SMS and e-mail notifications, as well as services for sending Receipts of payments to your home address;
- Activation / deactivation / blocking / unblocking of Intesa Mobi and Wave2Pay services;
- Personal finance management;
- Printing of payment account transactions, credit card statements and receipts of executed payments;
- Review of the most attractive offer for the client from the Product Catalog;
- Change of personal data: addresses for receiving mail, landline number and email address;
- Advisor assistance at any time - web chat or video chat (Online advisor is available 8-21h on weekdays and 9-14h on Saturdays).
