YOU HAVE BEEN WAITING FOR THIS MORTGAGE OFFER

Get housing loan now, because the interest rate has been further reduced until June 30, 2025.

Additional discount

lower fixed interest rate in EUR, up to 20 years

Quick and easy

even for 7 days until approval, from the submission of the request

From wherever suits you

make an onlone appointment with an advisor

Meeting with a Magnifica advisor

  • Lower, fixed interest rate of 4.49% (EKS 4,85%) for a period of up to 20 years
  • No fee for early repayment of the housing loan

The offer applies to home loans above EUR 100,000 and is valid until June 30, 2025.

Schedule an appointment with Magnifica adviser who will guide you through the entire process, and the approval of the housing loan can be as early as 7 days from the submission of the application.

1. Meeting with a Magnifica advisor

1. Meeting with a Magnifica advisor

Meeting with a specialist

Now even more comfortably, from wherever it suits you, you can have a video meeting with a Magnifica advisor who will help you choose a lending model and guide you in detail through the entire process, from submitting an application to realizing a home loan.

Also, if you wish, you can still have a meeting with a Magnifica advisor in our branches.

We have further simplified the collection of documentation, so that now you can authorize your Magnifica advisor to hire an appraiser and obtain a real estate list for you, while you can submit the rest of the documentation via email.

2. Signing the housing loan agreement

2. Signing the housing loan agreement

Your home loan is approved!

When you arrive at the bank, you sign the housing loan agreement. Then, if you wish, you can authorize Magnifica adviser to pay the mortgage registration fee, insurance premium and promissory note upon receipt of the notarized documents.

Magnifica adviser will prepare the complete documentation for you in advance, which must be notarized and sent to you by email, so you don't have to spend extra time to collect it, nor do you have to think about whether all the necessary documents have been submitted.

3. Realization of housing loan

3. Realization of housing loan

You submit the notarized documentation to the Magnifica advisor during your second visit, when you will agree with him on the date of payment of your housing loan, after which you can plan to move into your new apartment.

Until approval without coming to the bank

Home loan approval has never been simpler, because you can do everything without coming to the bank.

Schedule a video meeting Magnifica advisor and from home, office or any other place, you can consult with him about the best loan model that will suit you, about all the benefits available to you and at the same time you can submit a loan application. 

You can see the user guide for conducting a video meeting with a specialized housing loan advisor HERE.

Meeting with a Magnifica advisor

In order to help you reach your new home as much as possible, if you wish, you can also meet with a Magnifica advisor in our branches.

Locations of branches with Magnifica advisors can be found HERE.

If you already have the status of a Magnifica client, schedule an appointment with your Magnifica advisor by calling or sending an email (information about your advisor and contact details can be found in the Intesa Mobi application, section Settings / My Bank).

Housing loan for the purchase of an apartment or house - description of the loan

Representative examples

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