Endowment insurance with Magnifica
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Endowment insurance
Life insurance with a savings component is intended for clients who desire long-term savings, as well as security that their loved ones will get a financial support in case of unwanted events.
Endowment insurance is recommended when:
- you desire long-term savings,
- you wish to ensure additional funds in retirement,
- you wish to ensure the future of your children,
- you wish to protect your loved ones in case of unwanted events.
Banca Intesa, in cooperation with Generali insurance, has several endowment insurance products in its offer to suit your needs best.
Providence Savings Life Insurance
Providence is a type of savings life insurance that after expiration allows the payment of the insured amount in one time or in installments, while in case of death due to an accident it provides financial security to your loved ones.
Insurance features:
• persons from 14 to 70 years of age can be insured,
• the minimum duration of insurance is five years,
• insurance can last from 5 to 35 years, for one-time payments the period is 3, 5 or 10 years,
• the duration of insurance can be up to 81 years of age,
• premium payment can be monthly, quarterly, half-yearly, annually and one-time,
• there is no mandatory medical examination of the insured before admission to the insurance,
• the minimum insured amount is EUR 3,000.
Scholarship personal annuity with option
Scholarship personal annuity with an option is insurance intended for parents who want to provide their children with savings for coming of age, for further education or other plans in the period of the child's independence.
Product features:
- the insured can only be a child of the policyholder from birth to the age of 14,
- the policyholder can only be the parent of a child aged between 18 and 60,
- the period of payment of the insured amount starts from the 18th or 19th year of the child's life and lasts from four to seven years, depending on the choice of the contractor,
- the payment of the insured sum can be in equal monthly or annual installments,
- premium payment can be monthly, quarterly, half-yearly, annually and one-time,
- if the insured amount exceeds EUR 100,000, a mandatory medical examination of the policyholder must be performed,
- Termination of the obligation to pay the premium in the event of the death of the policyholder.
List of branches
Find out in which branches you can contract an insurance policy.
