Wide offer of special agricultural loans
According to the signed Agreements between the Guarantee Fund of the Autonomous Province of Vojvodina and Banca Intesa, the Bank's offer, intended for funding agricultural farms, has been expanded by loans for procurement of agricultural machines and equipment, as well as by loans for financing the purchase of agricultural land.
Loans are approved for natural persons – registered agricultural farms, with the place of residence on the territory of the Autonomous Province of Vojvodina.
Loan for buying machines and equipment
- Purpose of funding:
– buying a combine harvester,
– buying a tractor,
– procurement of other self-propelled agricultural machines,
– buying connecting agricultural machines, and
– procurement of equipment. - Amount of loan: from EUR 5,000 to a maximum of EUR 100,000, in dinar equivalent at the official middle exchange rate of the National Bank of Serbia on the date of approval of the loan for use.
- Repayment period: up to 7 years.
- Repayment method: equal semi-annual annuities.
Loan for buying an agricultural land
- Purpose of funding: Buying an agricultural land.
- Amount of loan: from EUR 5,000 to a maximum of EUR 100,000, in dinar equivalent at the official middle exchange rate of the National Bank of Serbia on the date of approval of the loan for use.
- Grace period: Up to 12 months, which includes a period of availability lasting up to 6 months from the date of signing of the loan agreement.
- Repayment period: Up to 96 months from transfer into repayment.
- Method of use: By transferring the dinar equivalent of the approved amount of loan on the payment account of the seller of the agricultural land at the exchange rate of NBS on the date of loan disbursement, based on the certified purchase and sale agreement/pre-contract.
- Repayment method: equal semi-annual annuities.
Loans for the expansion of the mother herd
- Purpose of financing: Purchase of mother herd.
- Loan amount: from EUR 5,000 to a maximum of EUR 50,000
- Repayment term: Up to 6 years
- Repayment method: equal monthly, three-month and six-month annuities
Loans for planting fruit trees and vineyards
- Purpose of financing: Purchase of planting trees and vineyards
- Loan amount: from EUR 5,000 to a maximum of EUR 30,000
- Repayment term: Up to 6 years
- Repayment method: equal monthly, three-month and six-month annuities