You should also know this
In anticipation of autumn agricultural work, we have prepared a special loan offer for the purchase of working capital. On favorable terms, with a lower interest rate, finance the purchase of fertilizers, seeds, protective agents, feed for cattle, cattle for fattening, fuel and other raw materials.
Loan approval conditions
- The loan is intended for natural persons - registered agricultural farms
- The loan can be in dinars or indexed in euros
- The minimum loan amount is RSD 600,000, i.e. EUR 5,000
- Repayment period from 6 to 24 months
- A fixed interest rate is available for loans in RSD and a variable interest rate for loans indexed in EUR.
- Approved funds are at your disposal in a short time
Visit our nearest branch and find out all the details about this special offer from a small business advisor and submit a request.
Representative example for clients of EIR calculations on September 8th, 2023
Vrsta kredita |
Farmer Obrt kredit u dinarima |
Valuta kredita |
RSD |
Kriterijum za indeksiranje |
Nema kriterijuma za indeksiranje |
Iznos kredita |
3.000.000,00 RSD |
Period otplate |
24 meseca |
Šestomesečni anuitet |
822,657.54 RSD |
Nominalna kamatna stopa |
7,5%, fiksna |
EKS |
8,68% |
Ukupan iznos koji će korisnik vratiti na kraju ugovornog perioda: |
3,290,630.18 RSD |
Troškovi koji padaju na teret korisnika, poznati su u trenutku oglašavanja i ulaze u obračun efektivne kamatne stope: |
|
Naknada za obradu kreditnog zahteva |
15,000 RSD |
2 menice |
100 RSD |
Izveštaj Kreditnog biroa |
246 RSD* |
Uverenje o stanju poreskih obaveza |
760 RSD* |
* costs borne by the user, which are included in the calculation of the effective interest rate, the amount of which the Bank has no influence on (please note that these are approximate amounts that the Bank does not influence, and which depend on the amount of fees and charges of external institutions).
International Day of Awareness of Food Loss and Waste
On the occasion of International Day of Awareness of Food Loss and Waste, which is celebrated on September 29, we would like to emphasize that agricultural producers can play a significant role in reducing food wastage and waste. Therefore, by adopting innovations and choosing adequate technology, you can simultaneously contribute to the preservation of the environment, the reduction of waste and the development of your business.