The users of the product are Entrepreneurs and Legal Entities that meet the requirements of belonging to the SME group of companies in accordance with the US categorization, i.e. in the specific case Clients who meet 2 of the 3 following conditions:
- Up to 300 employees
- Annual income max USD 15 million
- Total assets max USD 15 million
The data shall be analyzed on a consolidated basis.
Clients must be privately owned.
- maximum loan amount: up to $4,000,000
- loan term: up to 10 years
- grace period: up to 2 years
Purpose of funds
DFC loan funds can be used for:
- investment loans or for investments in fixed assets of companies
- loans for working capital