Biz Obrt in dinars
Loan for financing of working capital
Finance the procurement of raw materials, ready-made products and goods with longer repayment and grace periods, and flexible collateral.
- Loan in dinars or indexed in euros
- Repayment period up to 24 months
- Grace period up to 6 months
- Repayment in equal monthly instalments
- Simple and quick approval procedure
- Key features
- Representative example
Type of loan | Biz Obrt loan in dinars |
Currency | RSD |
Indexing criteria | No indexing criteria |
Loan amount | Up to RSD 18,000,000 |
Repayment period | Up to 24 months |
Interest rate (at annual level) | 14% fixed |
Collateral |
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Expenses charged to the loan beneficiary’s account that are known at announcement and are calculated in the effective interest rate | |
Loan application fee | 1% of the loan amount in dinar counter value at official middle exchange rate of the National Bank of Serbia on the day of loan disbursement, as a single payment prior to loan realization |
1 promissory note | 50 RSD |
Credit Bureau statement | RSD 600 for entrepreneurs or RSD 1,440 for legal persons |
Tax certificate (for entrepreneurs) | 580 RSD |
Expenses charged to the loan beneficiary’s account not known at announcement | |
No additional charges |
Type of loan | Biz Obrt loan in dinars |
Currency | RSD |
Indexing criteria | No indexing criteria |
Loan amount | RSD 15,000,000 |
Repayment period | 24 months |
Monthly instalment | RSD 721,660.14 |
Interest rate (at annual level) | 14% fixed |
Effective interest rate (at annual level) | 16.36% |
Expenses charged to the loan beneficiary’s account which are known at announcement and are calculated in the effective interest rate | |
Loan application fee | RSD 150,000 |
9 promissory notes | RSD 450 |
Credit Bureau statement | RSD 600 (for entrepreneurs) |
Tax certificate (for entrepreneurs) | RSD 580 |
Other calculations regarding this product available in the bank branch offices with Small Business Advisors.