As a No. 1 bank in Serbia we are poised to back you up with our own resources and help you develop your small business, knowing how much such support can mean to a growing business such as yours. Having recognized needs and operative dynamics of small businesses and entrepreneurship, and with a strong support of our mother bank group Intesa Sanpaolo and global financial institutions, we offer you a wide range of loan products at quite favourable conditions.

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IntesaBiz loans

Look at the vast array of IntesaBiz loans for all segment of your business. You may choose among loans for working and fixed assets, liquidity loans and revolving credit lines.

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InnovFin investment loan without a mandatory mortgage

You want to innovate and improve your work process?

If securing a mortgage or pledge presents an obstacle to you, you can plan your development with our InnovFin loan without a mandatory mortgage.

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Loan for Businesswomen – EBRD

Behind every successful woman there is her good decision!

As a means of support to women in business, in cooperation with the European Bank for Reconstruction and Development (EBRD), we have created a special credit line for purchasing working assets or investment with numerous benefits:

  • Attractive interest rate for loans indexed in euros – 5.5% annually, fixed (effective interest rate of 6.86%)
  • Minimal collateral in the form of promissory notes for loans of up to EUR 25,000 and repayment period of up to 60 months

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COSME – Loans for Permanent Current Assets

Pursuant to the Agreement that the Bank entered into with the European Investment Fund (EIF) on 8th December 2016, Banca Intesa has introduced a new product - Loans for Current Assets - COSME.

The essence of this new product implies that each individual placement placed within the given program is covered with the EIF’s Guarantee – in the amount of 50% of the loan value.

This will provide the Clients with the possibility to draw the loan for the current assets for the period longer than usual and without any hard collateral. (Mortgage, Pledge.)

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Documents needed when applying for a loan

·Documents on the status (Registration certificate, Tax identification number, Notarized signatures of authorized persons (OP form), Founding act and statute, ID of the applicant – an authorized person),

·Financial documents (Financial reports for the last two reporting periods, gross balance (Trial balance) – the last updated balance (for entrepreneurs also clean Tax certificate), compliance for issuing Credit bureau statement),

·Documentation on collateral (status and financial documents for co-debtor, Real estate cadastre certificate, Land registry certificate, Title deed, invoice, pro-forma invoice, Single administrative document),

·Additional documents, depending on the specificity of the loan application and the client’s business operation.