"Laki Keš" cash loan in RSD

Fastest and easiest way to get cash

The right solution in situations when you need a smaller amount of money quickly.

Easy cash loan can be obtained regardless of whether you receive a salary or pension through a payment account in Banca Intesa or not, and you can submit an application through Intesa Online, e-banking services, as well as in any branch of the Bank.

Even more favourable ,,Laki keš’’!


  • A more favorable interest rate
  • Fixed installment in dinars during the entire repayment period
  • Quick and simple procedure
  • Minimum security means in the form of only one bill of exchange


  • Loan description
  • Representative example for clients
  • Representative example for not clients
  • Credit Calculator
Laki Keš in dinars
Type of loan
"Laki Keš" cash loans in dinars
Loan currency
RSD
Criteria for indexing
No criteria for indexing
Loan amount
20.000 - 120.000 RSD
Repayment period
6 or 12 months
Interest rate
(on annual basis)

Clients*Others**

7,95% fixed7,95% fixsed
Security instruments
1 bill of exchenge
Costs which are borne by the user, are known at the time of publication and are included in the calculation of the effective interest rate
The fee for processing the loan application2% of loan amount, one-time in advance for clients of the Bank*
3% of loan amount, one-time in advance for other citizens**
1 bill of exchange

Credit bureau report

50 RSD

246 RSD

Costs borne by the user and are not known at the moment of publication
No additional costs

*The stated conditions apply for individuals, employed for indefinite period, receiving the salary on the current account of in Banca Intesa, and individuals receiving pensions on the current account in Banca Intesa.

*The stated conditions apply for individuals, employed for indefinite period, not receiving the salary on the current account of in Banca Intesa, and individuals receiving pensions without the current account in Banca Intesa.

Representative example for clients * calculation of the effective interest rate 25.12.2019.
Type of loan "Laki Keš" cash loan in dinars "Laki Keš" cash loan in dinars
Loan currency RSD RSD
Criteria for indexing No criteria for indexing No criteria for indexing
Clients* Non-Clients**
Loan amount 100,000 RSD 100,000 RSD
Repayment period 12 months 12 months
Monthly instalment 8,703 RSD 8,990 RSD
Interest rate (on an annual basis) 7,95%, fixed 14% fixed
Total amount that the user has to pay for the loan
106,730 RSD 110,176 RSD

Effective interest rate
(on an annual basis)
13.21% 20.37%
Costs which are borne by the user, are known at the time of publication and are included in the calculation of the effective interest rate
The fee for processing the loan application 2,000 2,000 RSD
1 bill of exchange

Credit bureau report

50 RSD

246 RSD

50 RSD

246 RSD


* The stated conditions apply for individuals, employed for indefinite period, receiving the salary on the current account of in Banca Intesa.

** The stated conditions apply for individuals, employed for indefinite period, not receiving the salary on the current account of in Banca Intesa, and individuals receiving pensions without the current account in Banca Intesa.
Representative example for not clients * calculation of the effective interest rate 25.12.2019.
Type of loan"Laki Keš" cash loan in dinars "Laki Keš" cash loan in dinars
Loan currencyRSD RSD
Criteria for indexingNo criteria for indexing No criteria for indexing
Loan amount100,000 RSD 100,000 RSD
Repayment period
12 months
12 months
Monthly instalment8,703 RSD 8,990 RSD
Interest rate (on an annual basis)7,95% fixed 14% fixed
Total amount that the user has to pay for the loan
110,070 RSD 113,516 RSD

Effective interest rate
(on an annual basis)
20.43% 27.98%
Costs which are borne by the user, are known at the time of publication and are included in the calculation of the effective interest rate
The fee for processing the loan application**3.000 RSD 3.000 RSD
1 bill of exchange

Credit bureau report

50 RSD

246 RSD

50 RSD

246 RSD


* The stated conditions apply for individuals, employed for indefinite period, not receiving the salary on the current account of in Banca Intesa, and individuals not receiving pensions on the current account in Banca Intesa.

** The stated conditions apply for individuals, employed for definite period, not receiving the salary on the current account of in Banca Intesa.

*** The fee for processin the loan application includen in total amount that the user has to pay for the loan. You can receive other calculations regarding this product in any of our Bank branches

Loan calculator

iznos_kredita! (RSD)
20.000,00
120.000,00
Number of instalments
6
12
Instalment amount (RSD)

Results are for information purposes

Required documents