It gives you much more than a regular payment

You can use the American Express Gold credit card to pay for goods and services at more than a million points of sale, and to withdraw cash at more than half a million ATMs around the world.

As a user of the Intesa MAGNIFICA current account you are entitled to a 50% discount on a regular annual membership fee.
Payment up to 12 installments without interest and fees at thousands of points of sale across Serbia.

Within the monthly credit card statement you will have complete insight into the dynamics of maturity and amount of monthly installments.

Deferred payment up to 45 days without interest

Debt by credit card from the previous month is settled on the 15th of the current month.This card works according to the revolving loan model, which means that you settle at least 5% of the total spending from the previous period each month, while interest on the rest of the debt is calculated.The entire debt from the previous period can be settled by the 15th of the month, in which case the interest will not be calculated.

The reason more to feel safe on the journey

With the American Express Gold credit card, you get a gift card for the health insurance of DDOR Insurance, which is valid worldwide, with assistance and travel support provided by Europ Assistance. As part of the insurance coverage you have the right to insurance in case of delay or permanent loss of luggage, as well as insurance in the event of a flight delay, if you have paid an airline ticket in international traffic with American Express Gold credit card.

Discounts and benefits program

As an American Express Gold card user, besides the discounts and benefits that wait for you in the country, with our selected partners, you have at your disposal the International Selects benefits program as well as special offers from more than 2,200 American Express travel agencies worldwide.

You can use the Selects program in selected stores, restaurants, hotels, spa centers, rent-a-car and travel agencies around the world. A detailed overview of current offers can be found at