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Visa Classic credit card

Safe online shopping

Shop safely on all websites around the world

In instalments

Equal monthly instalments

Without interest for up to 40 days

Without interest for purchases until the 10th of next month

Safe online shopping

 

Payment for shopping on websites with specified sign Verified by VISA is approved for each transaction by one-time password received via SMS to the verified mobile phone number, confirmed at a Banca Intesa branch office. You can find more information on this protection method HERE

Pay at more than 9,000 stores around the country

Whenever you want, you have the option to split your purchase with a Visa Classic credit card into up to 24 monthly installments at over 9,000 points of sale across the country.

The fee for payment in installments at the retailer's point of sale is calculated in installments and amounts to RSD 50.

Visa Classic credit card
Visa Classic credit card
  • The annual membership fee amounts to RSD 2,400 and it is paid in 12 monthly instalments
  • Deferred payment up to 40 days
  • Buy online and at point of sale in instalments, without interest

Reprezentativni primer za korišćenje limita u celosti za plaćanje na rate

Vrsta kreditne kartice Visa Classic 
Ukupan maksimalni iznos limita po kreditnoj kartici 2.490,00 EUR
Ukupan iznos transakcije plaćen na rate 292.776,44 RSD
Broj rata  12
Nominalna kamatna stopa                                            0%, fiksna
Efektivna kamatna stopa na godišnjem nivou 2,13%
Iznos mesečnog zaduženja*                                       24.648,04 RSD
Ukupan iznos koji će korisnik platiti**                          296.122,44 RSD
Troškovi koji padaju na teret korisnika, poznati su u trenutku oglašavanja i ulaze u obračun efektivne kamatne stope
Naknada za plaćanje na rate na prodajnom mestu trgovca*** 50,00 RSD po rati
Mesečna članarina za osnovnu karticu 200,00 RSD
Izveštaj kreditnog biroa 246,00 RSD
2 menice 100,00 RSD
* Iznos mesečnog zaduženja uključuje iznos dospele rate, naknadu po dospeloj rati i mesečnu članarinu. Iznos mesečnog zaduženja je izračunat pod pretpostavkom maksimalno dozvoljenog limita po kreditnoj kartici i da će korisnik iskoristiti celokupan iznos limita odmah za kupovinu na rate, i da će izmiravati dospelu ratu, naknadu po dospeloj rati i mesečnu članarinu u celosti bez korišćenja revolving modela. Kod iznosa mesečnog zaduženja u prvom mesecu mogu postojati parske razlike, zbog korekcije usled zaokruživanja na dve decimale pri obračunu pojedinačnih rata.
** Ukupan iznos koji će korisnik platiti obuhvata iznose rata, naknada po rati, mesečne članarine, trošak izveštaja Kreditnog biroa i dve menice.
*** Obračun i naplata naknade za transakciju plaćanja na rate na prodajnom mestu trgovca se vrši po pojedinačnoj rati u skladu sa važećim uslovima u trenutku obrade pojedinačne rate.
Druge obračune sa ovim proizvodom možete preuzeti u bilo kojoj ekspozituri banke.
Ostale naknade vezane za ovu karticu možete naći na sajtu Banca Intesa u okviru Tarifnika banke.
Obračun je rađen na dan 02.11.2021. godine.

Reprezentativni primer revolving model

Vrsta kreditne kartice Visa Classic
Valuta u kojoj se odobrava limit EUR
Ukupan iznos limita po kreditnoj kartici 2.490,00 EUR
Kriterijumi za indeksiranje U dinarskoj protivvrednosti po srednjem kursu NBS na dan povlačenja sredstava
Depozit /
Period na koji se limit (kreditna kartica) odobrava 36 meseci
Iznos prve rate*                                     14.648,82 RSD
ukoliko je celokupan limit potrošen u RSD
124,50 EUR i 100,00 RSD
ukoliko je celokupan limit potrošen u EUR
Visina i promenljivost godišnje nominalne kamatne stope                       18,43% za potrošnju u RSD, fiksna
12,60% za potrošnju u EUR, fiksna
Visina efektivne kamatne stope na godišnjem nivou 20,13% za potrošnju u RSD
14,33% za potrošnju u EUR
Troškovi koji padaju na teret korisnika, poznati su u trenutku oglašavanja i ulaze u obračun efektivne kamatne stope
Mesečna članarina za osnovnu karticu 200,00 RSD
Izveštaj kreditnog biroa 246,00 RSD
2 menice 100,00 RSD
* Iznos prve revolving rate je 5% od ostvarene potrošnje u prvom obračunskom periodu i ne uključuje kamatu (kamata se za prvi obračunski period ne obračunava), dok svaka sledeća revolving rata iznosi 5% (minimalno 100 RSD/5EUR) od ostatka duga u koji je uključena i pripadajuća kamata, iznos dospele rate u slučaju plaćanja na rate i pripadajuće naknade.
Druge obračune sa ovim proizvodom možete preuzeti u bilo kojoj ekspozituri banke.
Ostale naknade vezane za ovu karticu možete naći na sajtu Banca Intesa u okviru Tarifnika banke.
Obračun je rađen na dan 02.11.2021. godine.
Credit card request submission
Get the credit card you wish in a few steps.
Documents
Bring your ID, certificate of employment and the amount of earning

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Branch office
Submit your request for issuing a credit card at the nearest branch
SMS notification
The bank will send you the info that the card is ready for collection
Collection
Collect your card at the branch office where the request was submitted
List of branch offices
Find the Banca Intesa branch office closest to you

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Required documents for pensioners

Application for the issuance of Visa Classic credit card can be submitted at any Banca Intesa branch office. All you need for submitting a request are your ID card and the last three pension cheques.

Required documents for pensioners

Application for the issuance of Visa Classic credit card can be submitted at any Banca Intesa branch office. All you need for submitting a request are your ID card and the last three pension cheques.

You should also know this

  • Spending performed in the country is calculated in RSD, but abroad in EUR.
  • The payment term of monthly obligation is the tenth day of the month.
  • Your obligations can be settled through Banca Intesa mobile and electronic banking, standing order, payment at the counter of Banca Intesa or the counters of other banks and post offices.
  • As desired, it is possible to pay more than the minimum monthly amount or settle the debit amount completely.
  • Annual membership is RSD 2,400 for starter and RSD 1,200  for each additional card and payable in 12 monthly instalments. Other fees regarding the card can be viewed at the Banca Intesa website in the section Bank Tariff.

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Additional information

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