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In anticipation of autumn agricultural work, we have prepared a special loan offer for the purchase of working capital. On favorable terms, with a lower interest rate, finance the purchase of fertilizers, seeds, protective agents, feed for cattle, cattle for fattening, fuel and other raw materials.
Loan approval conditions
- The loan is intended for natural persons - registered agricultural farms
- The loan is in RSD
- The minimum loan amount is RSD 500,000
- A fixed interest rate
- Repayment period up to 24 months
- Approved funds are at your disposal in a short time
Visit our nearest branch and find out all the details about this special offer from a small business advisor and submit a request.
Representative example for clients – Special offer until December 31th, 2024
Effective interest rate (EIR) on September 6th, 2024
Type of loan |
Farmer Obrt loan inRSD |
Curency of the loan |
RSD |
Indexing criteria |
Without indexing criteria |
Loan amount |
3.000.000,00 RSD |
Repayment period |
12 months |
Yearly annuity |
3,185,541.67 RSD |
Nominal interest rate (annually) |
6,1%, fixed rate |
EIR (annually) |
6,76% |
Total amount that the user will return at the end of the contract period: |
3,201,647.67 RSD |
The costs borne by the user are known at the time of advertising and are included in the calculation of the effective interest rate: |
|
Credit application processing fee |
15,000 RSD |
2 promisssory notes |
100 RSD |
Credit bureau report |
246 RSD* |
Certificate on the state of tax obligations |
760 RSD* |
*costs that are borne by the user, which are included in the calculation of the effective interest rate, the amount of which the Bank has no influence on (please note that these are approximate amounts that the Bank does not influence, and which depend on the amount of fees and charges of external institutions).