- Types of loans
You want to innovate and improve your products, services and work process?
If securing a mortgage or pledge presents an obstacle to you, you can plan your development with our InnovFin loan without a mandatory mortgage.
Banca Intesa ad Beograd and the European Bank for Reconstruction and Development signed, on 23rd October 2018, a Credit Line Agreement within the programme called “EU/EBRD Western Balkans Sustainable Energy Financing Facility II” (Credit line for financing of sustainable energy projects at the Western Balkans II WeBSEFF II).
Loan Agreement was signed to the amount of EUR 15,000,000 and these funds shall be used for financing of the appropriate projects aiming to reduce the energy consumption for a minimum of 20% or to reduce the emission of CO2 for a minimum of 20%.
With the intention to achieve a successful realization of individual projects, EBRD has provided to all potential beneficiaries of this credit line free consulting assistance offered by the experts specialized in this field.
Based on Agreement signed with European investment fund (EIF), on 08.12.2016., Banca Intesa introduced new type of loans for working capital - COSME.
The essence of the new product is that each loan will be covered by the EIF guarantee in the amount of 50% of the loan.
In this way clients will be allowed to withdraw loans for working capital for a period longer than usual and without hard collateral.
Banca Intesa ad Beograd and the European Investment Bank (EIB), as a continuation of long and successful cooperation, in October 2017 signed a new Credit Agreement in the amount of EUR 60 million, which is the fourth credit in the last 10 years.
Credits from the EIB credit line are approved according to the terms and conditions which are much more favourable from those of the standard credits found in our market, for different purposes and to the long period of time, which is the reason of such great demand.
Credit line of the European Investment Bank (EIB) with the mediation of the National Bank of Serbia - EIB APEX Credit Line, was signed with Banca Intesa ad Beograd on 1st September, 2017.
Credits from the EIB Apex credit line are approved according to the terms and conditions which are much more favourable from those of the standard credits found in our market, for different purposes and to the long period of time. The end beneficiaries shall have the financial favourability in terms of lower interest rate of minimum 50 basis points (80 basis points for the projects that support employment of the young) as compared to the annual interest rate that Banca Intesa ad Beograd would calculate for the same loan but without the participation of the EIB.