- Types of loans
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In June 2019 Banca Intesa ad Beograd and European Bank for Reconstruction and Development concluded an agreement on new credit facility in the amount of 15.000.000 within programme titled “EBRD SME Competitiveness programme WeB-SME-CSP” .
For successful realization of individual projects, EBRD provided all potential beneficiaries with free advisory support from experts in this field.
Based on Agreement signed with European investment fund (EIF), on 08.12.2016., Banca Intesa introduced new type of loans for working capital - COSME.
The essence of the new product is that each loan will be covered by the EIF guarantee in the amount of 50% of the loan.
In this way clients will be allowed to withdraw loans for working capital for a period longer than usual and without hard collateral.
Banca Intesa ad Beograd and the European Investment Bank (EIB), as a continuation of long and successful cooperation, in October 2017 signed a new Credit Agreement in the amount of EUR 60 million, which is the fourth credit in the last 10 years.
Credits from the EIB credit line are approved according to the terms and conditions which are much more favourable from those of the standard credits found in our market, for different purposes and to the long period of time, which is the reason of such great demand.
Credit line of the European Investment Bank (EIB) with the mediation of the National Bank of Serbia - EIB APEX Credit Line, was signed with Banca Intesa ad Beograd on 1st September, 2017.
Credits from the EIB Apex credit line are approved according to the terms and conditions which are much more favourable from those of the standard credits found in our market, for different purposes and to the long period of time. The end beneficiaries shall have the financial favourability in terms of lower interest rate of minimum 50 basis points (80 basis points for the projects that support employment of the young) as compared to the annual interest rate that Banca Intesa ad Beograd would calculate for the same loan but without the participation of the EIB.