Bambino children's savings

Upon realizing that parents want to begin allocating funds for their children’s future on time, we developed Bambino savings.

Apart from being able to save money over the years, that can be used for your child's education, purchasing a car when they become an adult or fulfilling short-term plans, by opening a savings account at our bank you will help your child learn from an early age how to save and handle money responsibly, as well as develop a sense of autonomy and security.

You will easily recognize the advantages that make Banca Intesa Bambino savings unique on our market:

  • You can deposit money at any time, in the amount that suits you best at any given moment
  • Payments in dinars are automatically converted into euros at the most favourable exchange rate, thus preserving the value of your money
  • Apart from parents or guardians, grandparents, relatives and friends also have the opportunity to make deposits in dinars
  • You can make cash deposits at any branch of Banca Intesa, by transferring funds from any current account or dinar payment account in the country, and you can also activate the standing order
  • Once per deposit period you can withdraw up to 20% of the stake with the attribution of contractual interest rate
  • If you deposit money as a gift for someone's birthday or some other occasion, you will receive a confirmation of payment which you can deliver to the person being honoured
  • On a foreign currency deposit, payments are made only in EUR

Bambino savings can be opened only by a parent or guardian.

In accordance with Article 193 of the Family Law, for the disposal of funds from the child ‘s account, if the amount presents major assets for the child, the consent from the Center for Social Work shall be required.

There is an option of opening a dinar deposit, with a minimum initial payment of 1,000 dinars, where the funds are automatically converted to euros and transferred to the foreign currency term deposit at the most favourable exchange rate. Grandparents, relatives and friends can make payments on this dinar deposit, as well as parents or guardians.

The deposit can be opened for a period of 6, 12, 24, 36, 48 and 60 months. For deposits with a term period of 60 months, there is an option of re-depositing, with the same term period and at the interest rate applicable at the time of re-depositing. For the rest of the term deposit periods, upon maturity an interest is calculated and attributed to the deposit, funds are automatically transferred to the foreign currency payment account of the owner.

* Regular monthly payment is not required

  • Product description
  • Representative example
Deposit typeForeign currency term deposit for Bambino savings
Currency in which the client places a depositEUR
Criteria for indexingNo criteria for indexing
The amount of funds that the Bank receives into deposit

No limitations on the payment amount

Any payment is due with the date of maturity of the initial deposit
The time period for which the deposit is received6 months12 months24 months36 months48 months60 months
Interest rate (per annum, fixed) 0.25%0.50%0.80%1.00%1.00%1.00%
Effective interest rate (per annum)0.21%0.43%0.68%0.85%0.85%0.85%
Costs which are borne by the user, are known at the time of publication and are included in the calculation of the effective interest rate
Tax rate - 15.00%
Costs borne by the user and are not known at the moment of publication
No additional costs


Representative example
Deposit typeForeign currency term deposit for Bambino savings
Currency in which the client places a deposit EUR
Criteria for indexingNo criteria for indexing
The amount of funds that the Bank receives into deposit 1,000.00 EUR initial payment and 100 EUR payment for every following month
The time period for which the deposit is receivedmonths
Total savings upon expiry of the term period increased by the amount of interest (reduced by the amount of tax liability)2,106.56 EUR
Interest rate (per annum, fixed)0.50%
Effective interest rate (per annum)0.43%
Costs which are borne by the user, are known at the time of publication and are included in the calculation of the effective interest rate
Tax liability - 15.00%1.16 EUR

You can receive other calculations regarding this product in any of our Bank branches.