A loan for the purchase of new and used vehicles from individuals and legal entities, indexed in euros

  • Key features
  • Representative example
  • Loan calculator

Type of loan
A loan for the purchase of new and used vehicles from individuals and legal entities, indexed in euros
Loan currency
EUR
Criteria for indexingDinar equivalent per NBS middle exchange rate
Loan amount
  • For the purchase from legal entities 2,000 - 30,000 EUR
  • For the purchase from individuals 2,000 - 13,400 EUR

The loan amount can be increased for the amount of premium for the Casco insurance policy, issued by the insurance company. The loan amount intended for the purchase from individuals can be increased for the amount of absolute rights transfer tax.

Participation

Minimum of 30% participation from the gross value of the loan

Repayment period
18 - 84 months (18,24,36,48,60,72,84)
Interest rate
(on annual basis)

6.90%, fixed interest for the clients*

8.50% fixed for rest of the citizens

Security instruments

- 1 (one) promissory note with the clause without protest
- pledge on the vehicle (without the right to sell the pledged vehicle until the full repayment of the loan - only for loans over 10,001 EUR)
- Casco vehicle insurance for the entire repayment period tied in favor of the Bank with a "without protest" clause


(only for loans over 10,001 EUR)

Costs which are borne by the user, are known at the time of publication and are included in the calculation of the effective interest rate
Loan application processing fee

1% for the clients*

2% for rest of the citizens

1 promissory note 50 RSD
Credit bureau report
246 RSD

Costs borne by the user, that are not known at the moment of publication

Casco insurance (only for loans over 10,001 EUR), Fee for the registration of a lien in the Register of pledges according to the tariff of the Business Registers Agency (only for loans over 10,001 EUR).

*Individuals who receive their salaries via a current account at Banca Intesa a.d. Beograd
Type of loanA loan for the purchase of new and used vehicles from individuals and legal entities, indexed in euros
Loan currencyEUR
Criteria for indexingDinar equivalent per NBS middle exchange rate
The amount of the pro forma invoice
6,000 EUR10,000 EUR
Loan amount
4,200 EUR7,000 EUR
Participation
1,800 EUR3,000 EUR
Repayment period
60 months84 months
Monthly instalment
83.16 EUR105.65 EUR
Interest rate
(on an annual basis)
6.90% fiksna
EIR - Effective interest rate (on an annual basis)
7.71%7.57%
Costs borne by the user, that are known at the time of publication and are included in the effective interest rate calculation
Loan application processing fee
42 EUR70 EUR
1 promissory note
50 RSD50 RSD
Credit Bureau Report
246 RSD 246 RSD

You can obtain other calculations related to this product at any of our bank's branches.



Loan calculator

Amount (EUR)
2.000,00
30.000,00
Participation
30,00%
30,00%
Number of instalments
18
84
Instalment amount (EUR)

Results are for information purposes