A loan for the purchase of motor vehicles from legal entities and individuals

Car-loan in dinars, fixed interest rate and without participation.

  • Key features
  • Representative example
  • Loan calculator
Car-loan in dinars, fixed interest rate and without participation.
Type of loanA loan for the purchase of new and used vehicles from individuals and legal entities in dinars
Loan currencyRSD
Criteria for indexingNo criteria for indexing
Loan amount

For the purchase from legal entities 200,000 - 3,600,000 RSD
For the purchase from individuals 200,000 - 1.650,000 RSD

The loan amount can be increased for the amount of premium for the Casco insurance policy, issued by the insurance company. The loan amount intended for the purchase from individuals can be increased for the amount of absolute rights transfer tax
ParticipationNo participation
Repayment period18 - 84 months (18, 24, 36, 48, 60, 72, 84)
Interest rate
(on an annual basis)
Clients*Others

10.99%, fixed13.99%, fixed
Security instruments
  • 1 promissory note with the clause without protest
  • Pledge on the vehicle, without the right to sell the pledged vehicle until the full repayment of the loan (only for loans over 1,200,001 RSD)
  • Casco vehicle insurance mandatory for the entire repayment period, policy is tied in favor of the Bank until the full repayment of the loan (only for loans over 1,200,001 RSD)
Costs borne by the user, that are known at the time of publication and are included in the effective interest rate calculation
Loan application processing fee1% of the approved loan amount, one-time in advance for the clients of the bank
2% of the approved loan amount, one-time in advance for other citizens
1 promissory note50 RSD
Credit Bureau Report246 RSD
Costs borne by the user, that are not known at the moment of publication
Casco insurance (only for loans over 1,200,001 RSD), Fee for the registration of a lien in the Register of pledges according to the tariff of the Business Registers Agency, the amount of absolute rights transfer tax.
* Individuals who receive their salaries or pensions via a current account at Banca Intesa a.d. Beograd.

Representative example for the clients * EIR (Effective interest rate) calculation
Type of loanA loan for the purchase of new and used vehicles from individuals and legal entities in dinars
Loan currencyRSD
Criteria for indexingNo criteria for indexing
The amount of the pro forma invoice
300,000 RSD600,000 RSD
Loan amount
300,000 RSD600,000 RSD
Participation
//
Repayment period
72 months84 months
Monthly instalment
5,733 RSD10,320 RSD
Interest rate
(on an annual basis)
10.99% fiksna
EIR - Effective interest rate (on an annual basis)
12.20%12.12%
Costs borne by the user, that are known at the time of publication and are included in the effective interest rate calculation
Loan application processing fee
3,000 RSD6,000 RSD
1 promissory note
50 RSD50 RSD
Credit Bureau Report
246 RSD246 RSD

* Individuals who receive their salaries or pensions via a current account at Banca Intesa a.d. Beograd.

You can obtain other calculations related to this product at any of our bank's branches.

Loan calculator

Amount (RSD)
20.000,00
3.600.000,00
Number of instalments
18
84
Instalment amount (RSD)

Results are for information purposes