Intesa Magnifica Credit Cards

American Express® Gold – Style as a way of life

Enjoy the benefits available in the American Express world. Use American Express credit cards and you will see firsthand why they are so highly valued worldwide.

Users of the Intesa MAGNIFICA Current accounts are entitled to a 50% discount on annual membership.

One card for the whole world
Use your American Express Gold credit card to pay for goods and services in several million stores and withdraw cash at more than half a million ATMs worldwide. Please visit page for the additional information on the American Express travel agencies’ locations.

Credit limit
Of all Banca Intesa credit cards, American Express Gold offers you the highest credit limit, depending on your creditworthiness.

Interest-free instalment payment plan
American Express Gold credit card allows you to pay for the goods and services in interest-free instalments in several thousand stores all over Serbia.

Monthly bank statements offer you a complete overview of all the payment due dates and the monthly instalments amounts.

All the instalments are due on the 15th day of each month and are entirely interest-free. The maximum number of instalments is 12, depending on the actual amount of the transaction and the retailer’s terms and conditions.

Flexible payment
Use your American Express Gold credit card to pay for the goods and services or withdraw cash abroad. All dues from the previous period are charged to your card on the 15th day of the month, allowing interest-free deferred payment for up to 45 days.

This card offers a revolving credit option, obliging its user each month to cover minimum 5% of expenses incurred in the previous period, while the interest is paid on the rest of the debt. Total amount of debt incurred in the previous period can be paid off before the 15th day of the current month, in which case no interest will be charged.

One more reason to feel safe when travelling
With American Express Gold card you get a free Generali travel health insurance card, valid throughout the world, offering you assistance and support on your travel, provided by Europ Assistance. With every purchase of an international plane ticket with an American Express Gold credit card, you receive insurance against luggage delay or permanent loss and against flight delays.

Your perfect travel companion – Selects Program

All the American Express Gold credit card users are regularly informed on our travel partners’ special offers, in addition to more than 2,200 American Express travel agencies worldwide at their service. Discover the world of rewards, discounts and other benefits that American Express selects especially for you. Selects Program is available in selected retail stores, restaurants, hotels, spa centers, rent-a-car and travel agencies all over the world. Detailed overview of current offers is available online at